FX Timelines
Our foreign exchange (FX) schedules tell you everything you need to know to make your conversion on time. As long as you create your conversion before the given cutoff time, the conversions will settle on the same day. If you miss the cutoff time, the conversion will settle on the next business day.
When using the table below, the cutoff time of the currency with the higher rank applies.
| Rank | Currency (ISO) | Cutoff time (UK Time) | Cutoff time (Eastern Time NYC) | Cutoff time (Singapore Time SGT) |
|---|---|---|---|---|
| 1 |  Chinese Yuan (CNY) |
08:00 | 03:00 | 15:00 |
| 2 |  Thai Baht (THB) |
08:00 | 03:00 | 15:00 |
| 3 |  Ugandan Shilling (UGX) |
08:00 | 03:00 | 15:00 |
| 4 |  Australian Dollar (AUD) |
13:00 | 08:00 | 20:00 |
| 5 |  Bahrain Dinar (BHD) |
13:00 | 08:00 | 20:00 |
| 6 |  Hong Kong Dollar (HKD) |
13:00 | 08:00 | 20:00 |
| 7 |  Israeli Shekel (ILS) |
13:00 | 08:00 | 20:00 |
| 8 |  Japanese Yen (JPY) |
13:00 | 08:00 | 20:00 |
| 9 |  Kenyan Shilling (KES) |
13:00 | 08:00 | 20:00 |
| 10 |  Kuwait Dinar (KWD) |
13:00 | 08:00 | 20:00 |
| 11 |  New Zealand Dollar (NZD) |
13:00 | 08:00 | 20:00 |
| 12 |  Omani Rial (OMR) |
13:00 | 08:00 | 20:00 |
| 13 |  Qatar Rial (QAR) |
13:00 | 08:00 | 20:00 |
| 14 |  Saudi Riyal (SAR) |
13:00 | 08:00 | 20:00 |
| 15 |  Singapore Dollar (SGD) |
13:00 | 08:00 | 20:00 |
| 16 |  United Arab Emirates Dirham (AED) |
13:00 | 08:00 | 20:00 |
| 17 |  Croatian Kuna (HRK) |
15:00 | 10:00 | 22:00 |
| 18 |  Bulgarian Lev (BGN) |
15:30 | 10.30 | 22:30 |
| 19 |  Indian Rupee (INR)** |
16:30 | 11.30 | 23:30 |
| 20 |  Indonesian Rupiah (IDR)** |
16:30 | 11.30 | 23:30 |
| 21 |  Malaysian Ringgit (MYR)** |
16:30 | 11.30 | 23:30 |
| 22 |  Philippine Peso (PHP)** |
16:30 | 11.30 | 23:30 |
| 23 |  Czech Koruna (CZK) |
08:00 | 03:00 | 15:00 |
| 24 |  Hungarian Forint (HUF) |
08:00 | 03:00 | 15:00 |
| 25 |  Mexican Peso (MXN) |
08:00 | 03:00 | 15:00 |
| 26 |  Romanian Leu (RON) |
08:00 | 03:00 | 15:00 |
| 27 |  Russian Ruble (RUB)*** |
08:00 | 03:00 | 15:00 |
| 28 |  Polish Zloty (PLN) |
08:30 | 03:30 | 15:30 |
| 29 |  Turkish Lira (TRY) |
08:30 | 03:30 | 15:30 |
| 30 |  Danish Krone (DKK) |
09:30 | 04:30 | 16:30 |
| 31 |  Norwegian Krone (NOK) |
09:30 | 04:30 | 16:30 |
| 32 |  South African Rand (ZAR) |
09:30 | 04:30 | 16:30 |
| 33 |  Swedish Krona (SEK) |
09:30 | 04:30 | 16:30 |
| 34 |  Swiss franc (CHF) |
09:30 | 04:30 | 16:30 |
| 35 |  Euro (EUR) |
13:50 | 08:50 | 20:50 |
| 36 |  UK Sterling (GBP) |
14:20 | 09:20 | 21:20 |
| 37 |  US Dollar (USD) |
15:50 | 10:50 | 22:50 |
| 38 |  Canadian Dollar (CAD) |
16:20 | 11:20 | 23:20 |
Exceptions: Some conversions do not conform to the above cutoff times. These exceptions are detailed below:
| Selling | Buying | Cutoff time (UK Time) | Cutoff time (Eastern Time) | Cutoff time (Singapore Time SGT) |
|---|---|---|---|---|
| UK Sterling (GBP) |
US Dollar (USD) |
15:30 | 10.30 | 22:30 |
Note: U.K. time zones
The FX and Payment cutoff times on our platform and APIs are shown in Coordinated Universal Time (UTC), which is in sync with Greenwich Mean Time (GMT)