Credit card fees depend on card used
Credit card fees are dependent on the card used by your client.
This means the cost of the transaction is not known until after the card has been charged.
Typically, cards with high reward programs come with higher fees, while basic cards come with lower fees.
Paynode passes down the costs of every credit card transaction, so Paynode members can have the lowest costs possible.
Click here to see the Amex fee schedule (only relevant for U.S. members). You must be logged into Paynode to see the content of this page.
Visa and Mastercard fees are dependent on the card used
The total cost for a Visa or Mastercard transaction cannot be calculated until the card is charged because the cost varies depending on card type.
For Visa and Mastercard, Paynode charges + Interchange and Processor Fees
Visa and Mastercard historical averages
Below are approximate average costs our members have seen, based on historical card charges. This information is provided as general guidance and does not guarantee future card costs. Certain cards may have higher or lower costs than those shown here.
|US Based Members
|EU Based Members
|Domestic issued cards
3.41% to 3.47%
US issued cards
1.74% to 1.85%
EU issued cards
|Foreign issued cards
3.64% to 3.70% (or higher in some cases) non-EU cardholder
|Average for domestic and foreign-issued cards combined
|3.58% to 3.60%
|2.15% to 2.25%